PERAN INOVASI, LITERASI KEUANGAN, MODAL KERJA DAN KEBIJAKAN PEMERINTAH DALAM UPAYA MENINGKATKAN KINERJA UKM

Abstract. Business performance is generally used for part or all of the actions a company in certain period. The purpose this study was to examine role innovation, financial literacy, working capital and government policies an effort improve SMEs. population were SMEs East Java Province. Respondents SME managers. sampling technique research purposive technique. data primary because obtained directly from respondents form questionnaires. method survey source uses questionnaire. This partial regression analysis test four hypotheses proposed study. Each hypothesis will be analyzed using PLS software relationship between variables. Innovation, bookkeeping literacy can SMEs, while debt budgeting are not able